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Trusted by 10,000+ customers

Smart Financial Services
For the Modern World

Currency conversion across 6 major currencies, bespoke investment planning, and instant mortgage calculations — all in one secure platform.

Explore Services
20+ Registered Users
50+ Conversions Processed
6 Currencies Supported
£300–£5K Conversion Range

Our Services

Comprehensive financial tools designed for individuals and businesses

Currency Conversion

Convert between GBP, USD, EUR, BRL, JPY, and TRY with live market rates. Tiered fee structure from 1.5%–3.5% based on transaction amount.

  • Live rate simulation (refreshes every 30s)
  • Transactions: £300 – £5,000
  • 4 fee tiers: Standard → Platinum
  • Full transaction receipt & CSV export
Most Popular

Investment Planning

Personalised investment quotes generated by our Extended Finite State Machine engine across 3 professionally managed plans.

  • Basic Savings: 3.5% AER, Low Risk
  • Savings Plan Plus: 7.2% AER, Medium Risk
  • Managed Stock: 12.4% AER, High Risk
  • 1, 5 & 10-year projections with UK tax

Mortgage Calculator

Accurate mortgage repayment calculations using standard annuity formula with full amortization schedules and LTV indicators.

  • Repayment & Interest-Only mortgages
  • Full amortization schedule
  • LTV indicator & stamp duty estimate
  • Export schedule as CSV

Secure & Trusted
Financial Platform

Enomy-Finances is built by Phonyt Digital Solutions to the highest standards of security and compliance. Our platform uses industry-standard cryptographic techniques and role-based access control.

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MFA Protected 6-digit OTP on every login
🛡️
FSCS Covered Up to £85,000 protection
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FCA Compliant AML & KYC procedures
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WCAG 2.1 AA Fully accessible design

Demo Access

Use these credentials to explore the platform. OTP codes appear in the browser console.

Customer
Customer123!

Access currency conversion, investment quotes, mortgage calculator

Advisor
Advisor123!

CRM dashboard, client management, investment quote review

Admin
Admin123!

Full system management, analytics, fee policies, audit logs

OTP Demo: After entering credentials, open browser DevTools (F12) → Console tab to view your 6-digit OTP code.